Rent is one of your most important payments because your home is at stake. If you fall behind on rent, it is worth acting very early.
Key points
- Do not ignore letters from your landlord. Reply in writing if possible.
- The Jobcenter or social welfare office (Sozialamt) can cover rent arrears in certain cases, often as a loan. You need to apply for this.
- Housing benefit (Wohngeld) or other benefits can help you cover future rent payments.
- MeaNext does not assess notices of termination (Kündigung). If you have received one, contact a tenants’ association (Mieterverein), a debt advice service (Schuldnerberatung) or a lawyer immediately.
- Rent remains unpaid
- Letter or payment reminder (Mahnung) from your landlord
- Start a conversation and seek advice
- Have someone check what help may be available
Tenants’ associations (Mietervereine), social advice services run by welfare organisations, and local authority services for preventing homelessness. A debt advice service (Schuldnerberatung) can point you to suitable services.
Additional bills for service charges (Nebenkostennachzahlungen) or heating costs (Heizkostennachzahlungen) can also lead to arrears. Separate help may be available for heating costs.
MeaNext provides general information about debt, payment reminders (Mahnungen), garnishment (Pfändung) and financial problems. This information does not replace individual debt, legal or financial advice. Deadlines, contracts, types of claims and personal circumstances may be crucial in your particular case.
Last reviewed by a specialist: 09/10/2026