Debt & money problems

📁 What should I bring to my counselling appointment?

A checklist of documents that are helpful for debt counselling (Schuldnerberatung).

Organised documents help the counselling service support you more quickly. You don't need to have everything – bring whatever you can find.

Key points

  • It's best to sort your documents by creditor.
  • Bring originals if requested, and keep copies for yourself.

Checklist

Tick off what you already have. This is saved only on this device; you don't need to upload anything.

MeaNext provides general information about debt, payment reminders (Mahnungen), garnishment (Pfändung) and financial problems. This information does not replace individual debt, legal or financial advice. Deadlines, contracts, types of claims and personal circumstances may be crucial in your particular case.

Last reviewed by a specialist: 09/10/2026

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