Debt & money problems

Debt & financial problems

Understand letters, deadlines and procedures – and find reliable help.

What is your situation?

Debt can have many causes. The first step is to get an overview and not ignore important letters. MeaNext explains the basic procedures and shows you where to find reliable support.

  • Rent arrears or the risk of losing your home
  • A notice that your electricity, gas or energy supply will be cut off
  • A court payment order (Mahnbescheid) or enforcement order (Vollstreckungsbescheid)
  • Bank account garnishment (Kontopfändung) or wage garnishment (Lohnpfändung)
  • A letter or an appointment from a bailiff (Gerichtsvollzieher)
  • No money left for food, rent or medication
Find debt counselling (Schuldnerberatung)

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MeaNext provides general information about debt, payment reminders (Mahnungen), garnishment (Pfändung) and financial problems. This information does not replace individual debt, legal or financial advice. Deadlines, contracts, types of claims and personal circumstances may be crucial in your particular case.

Last reviewed by a specialist: 09/10/2026

Terms on this page

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